Money and property
Businesses, stock options and complex assets
When the balance sheet gets complicated, value first and negotiate second.
Some assets do not have a statement with a balance. They need a valuation before they can be divided.
A family business
A business started during marriage is usually marital property, even if one spouse runs it. A business valuator estimates its worth. The owner usually keeps the business and the other spouse receives other assets or payments over time.
Stock options and restricted stock
Options and restricted stock units granted during marriage may be partly marital, even if they vest later. Courts use time-based formulas to find the marital share. Record grant dates and vesting schedules.
Crypto and online accounts
Digital assets must be disclosed like any other property. Record wallet and exchange balances on a specific date.
When to bring in help
- A certified divorce financial analyst can compare settlement options after tax.
- A business valuator or forensic accountant can test reported income.
- A lawyer should review any settlement involving a business or deferred compensation.
This guide is general information, not legal advice. Laws differ by state and change over time. For advice about your situation, talk to a licensed attorney in your state.
More guides like this
More on money and property
Community property and equitable distribution
Nine states split marital property equally. The rest divide it fairly, which is not always equal.
Dividing retirement accounts and pensions
A decree is not enough. Most workplace plans need a separate court order, called a QDRO.
How child support is calculated
Every state uses a formula. Knowing which one yours uses tells you what numbers matter.
Ready when you are
Turn this into your plan.
Counsel applies this to your state and your own numbers, and builds your roadmap with dates.